Smitha Naik is a Senior Director of Software Engineering at Visa, leading global engineering teams across North America, Europe, and Asia. She drives innovation in the fast-evolving payments ecosystem, with a focus on scalable platforms, alternative payments, and value-added services. With a strong track record of building high-performing, distributed teams, Smitha is known for delivering large-scale, resilient systems using modern architectures and cloud technologies. She brings deep expertise in engineering strategy, agile transformation, and stakeholder alignment, and is passionate about developing talent, fostering inclusive cultures, and driving measurable engineering excellence.
Smitha Naik
Senior Director – Software Engineering
